The popular crypto analyst thinks that these 5 altcoins, which comply with ISO 20022 standards, will be quickly adopted by the states. Currently, many states receive services from different crypto money teams in the field of infrastructure or consultancy. BitBoy Crypto analyst, on the other hand, thinks that 5 of them can experience serious growth by 2025.

ISO 20022 is an open global standard for financial information. It provides consistent, rich and structured data that can be used for any financial business transaction. From August 2022, ISO 2002 standards are used for optional cross-border payments cash and reporting business. Banks are expected to provide payment services at these standards until 2025.

According to the cryptocurrency analyst, this standard will be widely used all over the world in a few years. Cryptocurrencies in the field of payment services that meet these standards will also make serious pricing.


Ripple (XRP)

The first member of the ISO 20022 standard is XRP. The most important reason why people are so optimistic about XRP is its proven success in the field. XRP is an open source, permissionless and decentralized technology. Among the advantages of XRP are its low cost, high speed, scalability and green working model.

XRP literally shapes the future of cross-border payments while simultaneously reducing operational costs thanks to on-demand liquidity (ODL). Many countries have agreements with their central banks, there are many countries whose names are not disclosed although they work together as per the agreement.

stellar xlm

Stellar (XLM)

Stellar (XLM) is a peer-to-peer (P2P) decentralized network created by The Stellar Development Foundation in 2014. The network was officially launched in 2015 to connect the world's financial systems and provide a protocol for payment providers and financial institutions. They are part of this new standard because international giant IBM is using Stellar to run its stablecoin operation. So XRP and XLM are at the center of this business.

XDC Network (XDC)

XDC Network (formerly XinFin Network) is an enterprise-grade, EVM-compatible, hybrid blockchain equipped with interoperable smart contracts. It allows public and private sector networks to work in harmony. Ethereum and J.P. A highly optimized, custom fork of Morgan's (now ConsenSys's) Quorum, XDC has a two-second confirmation time and a throughput of 2,000 transactions per second.



IOTA is a distributed ledger with one big difference: it's not actually a complete blockchain. Instead, its proprietary technology is known as Tangle, a system of nodes that confirm transactions. The foundation behind this platform allows it to run faster than traditional blockchains. They also have knowledge of distributed ledger technology. They have big plans for smart cities and describe themselves as an open, emotionless data and value transfer protocol.

algorand algo

Algorand (ALGO

Algorand is a self-sustaining, decentralized blockchain that supports a wide variety of applications. Transactions are confirmed in 5 seconds and have a capacity of up to 10 thousand transactions per second. It is safer than most because it is not centralized.